These are amounts you owe in addition to the amount included in This Month's Payment.
Even though, this amount is NOT required to bring your account current, it would
be included in a payoff total. Total Additional Amounts Owed includes the sum of
all late charges, all return check fees, all fees other than late charges and return
check fees, all advances (Expense Paid by Servicer) we have been required to make
on your behalf and accrued interest on those advances.